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    <loc>https://www.cdfifriendlyamerica.com/resources/new-cdfi-fund-data-shows-cdfis-increasing-amp-expanding-their-impact-strengthening-cdfi-advocacy-for-2026</loc>
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    <lastmod>2026-01-13</lastmod>
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      <image:title>Resources - New CDFI Fund Data Shows CDFIs Increasing &amp;amp; Expanding Their Impact, Strengthening CDFI Advocacy for 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/89dbc469-9a3c-4694-9f60-5b01027dc329/CAMPostTable.png</image:loc>
      <image:title>Resources - New CDFI Fund Data Shows CDFIs Increasing &amp;amp; Expanding Their Impact, Strengthening CDFI Advocacy for 2026 - Make it stand out</image:title>
      <image:caption>* The totals differ because the congressional district total includes the District of Columbia.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/tariffs-impacting-small-businesses</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:title>Resources - How Trump’s Tariffs are Impacting Small Businesses Across America - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/local-leaders-cdfis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-05</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/appropriations-committee-cdfi-data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-21</lastmod>
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      <image:title>Resources - CDFI Advocacy Focus: What Did CDFIs Do in Key Appropriation Districts &amp;amp; States? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/c07173b3-dc7f-472d-878d-b0f5e2d976dd/Screen+Shot+2025-07-21+at+11.34.02+AM.png</image:loc>
      <image:title>Resources - CDFI Advocacy Focus: What Did CDFIs Do in Key Appropriation Districts &amp;amp; States? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/cfa-expanding-the-reach-of-cdfis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/85e46627-9996-4580-9b45-86a584dd242e/Mark+Pinsky_NY+Fed+6.9.25+Event+Slides_Page_02.png</image:loc>
      <image:title>Resources - CDFI Friendly America: Expanding The Reach of CDFIs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/30e078b3-4efd-4f04-929b-f192041fbb98/Mark+Pinsky_NY+Fed+6.9.25+Event+Slides_Page_03.png</image:loc>
      <image:title>Resources - CDFI Friendly America: Expanding The Reach of CDFIs - Make it stand out</image:title>
      <image:caption>This chart shows the state of CDFI lending in Bloomington, Indiana, when CDFI Friendly first began work there in 2019, compared to the state and national data (uses TLR data from 2005-2020).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/a761aaa8-c081-494c-9d85-531c72bab1e2/Screen+Shot+2025-06-13+at+10.49.09+AM.png</image:loc>
      <image:title>Resources - CDFI Friendly America: Expanding The Reach of CDFIs - Make it stand out</image:title>
      <image:caption>This image, from the CDFI Market Map, shows that the city of Bloomington and the metro area fall within the CDFI Desert classification, and identifies the CDFI Desert census tracts.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/d5546c01-6012-4718-a6b5-d664bfd1ff57/Mark+Pinsky_NY+Fed+6.9.25+Event+Slides_Page_05.png</image:loc>
      <image:title>Resources - CDFI Friendly America: Expanding The Reach of CDFIs - Make it stand out</image:title>
      <image:caption>This chart shows CDFI lending from 2005-2022 in the city of Scranton and the Scranton—Wilkes-Barre Metro Area compared to the state and national data.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/273d0f4e-da17-428f-b05f-51ee3e7617e2/Screen+Shot+2025-06-13+at+10.49.25+AM.png</image:loc>
      <image:title>Resources - CDFI Friendly America: Expanding The Reach of CDFIs - Make it stand out</image:title>
      <image:caption>This image, taken from the CDFI Market Map, shows the Scranton—Wilkes-Barre Metro Area which is a CDFI Desert itself and includes a few CDFI Desert places (cities and towns over 10k population) and census tracts.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/mark-pinsky-explains-why-supporting-the-cdfi-agenda-in-2026-requires-a-different-approach</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-13</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/cdfis-could-help-justice-impacted-individuals</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/91daa1e5-1aa4-43c1-a22f-3ca7f29b2644/AdobeStock_524627707.jpeg</image:loc>
      <image:title>Resources - CDFIs Could Increase Access to Financial Services for Justice-Impacted Individuals - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/1744913945497-EPSX1DVUE367O980KC7X/unsplash-image-o0CYt7020Gw.jpg</image:loc>
      <image:title>Resources - CDFIs Could Increase Access to Financial Services for Justice-Impacted Individuals - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/prezis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/4c491197-96f4-4098-86ea-d58612b64f97/AdobeStock_419314122.jpg</image:loc>
      <image:title>Resources - CDFI Education Interactive Presentations - How CDFIs Can Help Your Community</image:title>
      <image:caption>Click through an in-depth exploration of what CDFIs are, how and who they help.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/77060658-7c72-43c8-8a89-1e3227264643/wholecfateam.png</image:loc>
      <image:title>Resources - CDFI Education Interactive Presentations - All About CDFI Friendly America</image:title>
      <image:caption>Learn about our company’s mission, a basic explanation of CDFIs, and how and where we work.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/5d1de473-21c9-4ad3-b300-c1bd6aa51b30/aerial+shot+of+town</image:loc>
      <image:title>Resources - CDFI Education Interactive Presentations - Affordable Housing</image:title>
      <image:caption>Learn about affordable housing and the role of CDFIs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/afa026cc-9212-4f37-9030-732040cefca3/Small+business+cafe</image:loc>
      <image:title>Resources - CDFI Education Interactive Presentations - Small Business Development</image:title>
      <image:caption>Learn how CDFIs can aid in small business creation and development.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/fd23a608-1ea3-4927-8e4f-9cb82831a7a9/mom+and+child+in+grocery+store</image:loc>
      <image:title>Resources - CDFI Education Interactive Presentations - Commercial Real Estate</image:title>
      <image:caption>Learn about commercial real estate, why we need it, and the role of CDFIs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/d19256ac-bd49-4de4-bb3c-7ec7a73e9568/keys+to+house</image:loc>
      <image:title>Resources - CDFI Education Interactive Presentations - Consumer Lending &amp; Financial Services</image:title>
      <image:caption>Click through to explore information about consumer lending (mortgages, car, &amp; personal loans) and financial services.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/cam-webinar</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-02</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/new-analysis-of-cdfi-lending-shows-investments-in-congressional-districts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/72d6f02c-1ea5-4249-aef5-090186dfcf97/CDFI+Advocacy+Map</image:loc>
      <image:title>Resources - New Analysis of CDFI Lending Shows Investments in 100% of Congressional Districts and States - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/what-are-food-deserts-and-how-do-cdfis-help-address-them</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/fd23a608-1ea3-4927-8e4f-9cb82831a7a9/AdobeStock_313870023+%281%29.jpeg</image:loc>
      <image:title>Resources - What are Food Deserts and How do CDFIs Help Address Them? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/what-types-of-projects-qualify-for-greenhouse-gas-reduction-fund-financing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/359b40ad-e101-45d5-b103-5b7587fa1445/unsplash-image-z-zmEambec0.jpg</image:loc>
      <image:title>Resources - What Types of Projects Qualify for Greenhouse Gas Reduction Fund Financing? - With agreements between the Environmental Protection Agency (EPA) and Greenhouse Gas Reduction Fund (GGRF)-awardees finally in place, it is time for CDFIs to plan to participate by identifying environmental projects in their pipelines and their markets. The Clean Communities Investment Accelerator (CCIA) and the National Clean Investment Fund (NCIF) have different requirements for what types of projects can receive GGRF funding. So, we asked our GGRF researcher, Nathan Lesch, to summarize the different requirements.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/place-race-cdfi-lending</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/0ccce4aa-7bdb-447e-a85a-4c7bccb82745/IAMM_Chicago.jpg</image:loc>
      <image:title>Resources - CDFI Lending &amp;amp; Race: A New Method for Assessing Impact - Make it stand out</image:title>
      <image:caption>This map of the Chicago, IL area (featured in the paper) identifies Majority/Minority (MM) areas and CDFI Fund Investment Areas (IA) and how they intersect.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/cdfi-deserts-impact-ggrf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/a1477022-e708-461c-9efe-62016d85cc48/CDFI+Market+Map+Justice40+Areas+and+CDFI+Deserts</image:loc>
      <image:title>Resources - CDFI Deserts Will Limit the Greenhouse Gas Reduction Fund’s Impact &amp;amp; Reach - The number of places that have little or no CDFI access—what we call CDFI Deserts—will limit the reach and impact of GGRF. Almost one-third of U.S. places (cities and towns with a population &gt;10,000 people) are CDFI Deserts. Working to ensure that GGRF’s resources reach CDFI Deserts is an urgent priority for CDFI Friendly America.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/ggrf-navigation-guide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/92e68125-1d32-4f7f-b426-0a8d1f3ba7fb/unsplash-image-J2bNC9gW5NI.jpg</image:loc>
      <image:title>Resources - Navigating our Greenhouse Gas Reduction Fund Materials - Given the complex interplay between GGRF programs, awardees, and the CDFI industry we have created a variety of resources to improve our understanding of the program. Below is a collection of concise and useful summaries, memos, and blog posts created by synthesizing the information currently available on the Greenhouse Gas Reduction Fund.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/about-davisbacon-justice40-baba-ggrf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/1724694682971-9G6MUOEIJ2PAST4YY276/unsplash-image-nXJyZLBnyUQ.jpg</image:loc>
      <image:title>Resources - About the Davis-Bacon Act, Justice40, and Build America-Buy America - Our Greenhouse Gas Reduction Fund (GGRF)-researcher, Nathan Lesch, has attended a variety of GGRF-related events in the last several weeks. During those events, he observed that many experts and practitioners in the community development field have expressed concerns about complying with the Davis-Bacon Act, the Justice40 initiative, and the Build America, Buy America Act, as GGRF requires. This blog post is meant to shed a bit of light onto these regulations.</image:title>
      <image:caption>For introductory information about the Greenhouse Gas Reduction Fund and its three programs, please read Nathan’s first two blog posts:  Figuring Out the Greenhouse Gas Reduction Fund Understanding The GGRF’s National Clean Investment Fund &amp; Solar For All Program</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/cdfi-market-map-blog</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/8c1c557c-c8ff-453d-9eb7-3dd9c38042a9/CDFI+Market+Map</image:loc>
      <image:title>Resources - Introducing the CDFI Market Map - CDFI Friendly America’s New, Free Online Tool Spotlights CDFI Growth Opportunities &amp; Identifies ‘CDFI Deserts’</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/understanding-ncif-and-solar-for-all</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/1721140371979-76OMEOWYUOXIA8HUO5LI/AdobeStock_128064573.jpeg</image:loc>
      <image:title>Resources - Understanding The GGRF’s National Clean Investment Fund &amp;amp; Solar For All Program - Recently, CDFI Friendly America shared an introductory description of the Greenhouse Gas Reduction Fund (GGRF). The first post focused on the Clean Communities Investment Accelerator (CCIA), the GGRF program that will be the main point of contact for most CDFIs.</image:title>
      <image:caption>For this post, we asked our GGRF researcher, Nathan Lesch, to summarize the other two programs: the National Clean Investment Fund (NCIF) and the Solar for All (SFA) program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/mark-pinsky-bio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/7a026d60-4cca-42c5-a11f-151be6d731da/markchart+copy.jpg</image:loc>
      <image:title>Resources - About Mark Pinsky, CDFI Friendly America’s President &amp;amp; Founder&amp;nbsp; - Mark Pinsky is the President and Founder of CDFI Friendly America (CFA). Mark has an impressive history of more than 35 years working to develop, promote, scale, and bring resources to the CDFI industry.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/figuring-out-the-greenhouse-gas-reduction-fund</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/1722352263612-E9ERVZG9N0NHT034MS9O/AdobeStock_246586912.jpeg</image:loc>
      <image:title>Resources - Figuring Out the Greenhouse Gas Reduction Fund - Both the scale and scope of the Environmental Protection Agency’s (EPA) Greenhouse Gas Reduction Fund are overwhelming. CDFI Friendly America wanted to understand it, so we hired Nathan Lesch for the summer of 2024 to summarize it. We think you’ll find it helpful, too. Nathan recently completed his Master of Public Policy degree at Georgetown University and will start work in the Fall on his Ph.D. in Political Science at Columbia University.</image:title>
      <image:caption>Nathan has done deep research into GGRF. We want to share more information with you as it becomes available. Let us know your questions and we’ll try to get answers. Write to us at info@cdfifriendlyamerica.com.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/6cs9xbv9wb6zogd3ugwc89vmk1evx6</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/dht-wnc-cohort</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/ef892214-59b5-4c44-9a82-1b7777890b49/Screen+Shot+2024-05-21+at+12.23.38+PM.png</image:loc>
      <image:title>Resources - Dogwood Health Trust Partners with CDFI Friendly America to Lead Access to Capital Learning Cohort - PRESS RELEASE: May 21, 2024</image:title>
      <image:caption>Media Contact: Erica Allison, Formation PR + Brand media@formationpr.com / 828-358-4867</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/blog-post-cost-of-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62deb4887544b94cd7bc1cb4/1711170353964-6L3I8OIJOCSXCM9BUYBN/image-asset.jpeg</image:loc>
      <image:title>Resources - Affordable Housing Challenges and Insights from the Housing Assistance Council - Access to safe, affordable housing should be accessible for all but most individuals don’t understand the many logistical and financial challenges that developers and local governments face while trying to address the affordable housing crisis.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlyamerica.com/resources/blog-post-interest-rates</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-16</lastmod>
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